In addition to paying benefits for people who become disabled during their working life, SSDI also pays benefits for disabled adult children of working adults, when those adults become either disabled themselves or retire and take Social Security.
If you are working and taking care of a disabled adult child or grandchild, you don’t have to worry that retirement or disability will make you unable to support that child.
Qualifying for Benefits as an Adult Child
In order to qualify for disability benefits as an adult child, you must:
- Have been disabled before the age of 22
- Be 18 or older
- Be unmarried
- Have a parent, stepparent, grandparent, or adopted parent that meets the work credits criterion for SSDI and is taking SSDI benefits or retirement benefits
Disability in this case is determined using the same disabling conditions used for other SSDI applications. SSDI benefits for an adult child are used because children who have been disabled from a very young age would be unable to work to earn up the necessary work credits to qualify for SSDI on their own.
Disabled Adult Children and Work
Because of the way these benefits are set up, an adult child does not have to work to qualify for them. In fact, they are prohibited from receiving these benefits if they have what is considered substantial earnings, generally about $1000 a month.
Sometimes, though, your child may earn more than that if they also incur certain expenses as part of their work, which can be deducted from their earnings. Social Security actually encourages people to work when circumstances permit and may facilitate your child getting work and transportation to and from work.
Multiple Benefits for Adult Children
If your child is already receiving SSI benefits or other benefits on their own account, they may still be eligible for SSDI benefits as an adult child. In some cases, they may be able to get more income with SSDI than with SSI benefits.
A person who is receiving other disability benefits is encouraged to check and see if they can get more benefits based on their parents’ work record.
How an Attorney Can Help Your Application
An attorney can help you get a better chance of getting your application for benefits accepted. No matter what stage in the process you are, they can help. First, they can help you understand your disability payment options when you may be eligible for multiple sources of disability benefits. They can also help you make sure your application is complete and correct. They can represent you at hearings, and they can help you organize and file an appeal after a claims denial.
We offer a free evaluation of your eligibility. You have only a limited time to apply for benefits. Please get your free evaluation today!