Although Social Security is one of the best remedies available for getting disability benefits, it is not the only one. There are other avenues you can pursue for compensation for your injury. These include:
- Workers’ compensation
- Other state-based disability payments
These types of benefits may or may not reduce your SSDI payments.
You may also be eligible to receive:
- Personal injury lawsuit compensation
- Veterans’ Administration benefits
- Unemployment benefits
- Retirement benefits from other sources
These do not tend to reduce the amount of compensation you receive.
Workers’ Compensation and SSDI
Workers’ compensation is a state-run program that gives compensation to people who are injured in a workplace accident. Victims can receive compensation for missing wages and medical expenses related to their injury. You may receive payments for several years before getting a lump-sum payout for your injuries.
If you are receiving workers’ compensation at the same time as SSDI, the total of the two benefits combined cannot be more than 80% of your average current salary. Even lump-sum payments are factored into the reduction of your SSDI payments.
Personal Injury Lawsuits and SSDI
If your disability was caused by the negligence of another person, you may be able to file a lawsuit and get compensation from the person responsible. This compensation may cover not only lost wages and medical bills, it may reflect diminished quality of life and other noneconomic factors.
Personal injury lawsuit payments are not considered when determining your SSDI payments.
Veterans’ Administration Benefits
Veterans’ Administration (VA) benefits never affect the amount of compensation you receive for your SSDI payments. This includes VA pensions, medical benefits, scholarships, life insurance, and more.
When Retirement Benefits Do Affect SSDI
If you reach retirement age for your job while receiving SSDI payments, you may be getting both retirement benefits from your job and SSDI at the same time.
In most cases, retirement benefits such as a pension will not affect the amount of compensation you get from SSDI.
However, it may affect SSDI payments if your pension is from a job that doesn’t deduct Social Security taxes from your wages. In this case, your SSDI payments will be reduced.
Have further questions about SSDI disability benefits? Please contact us today to learn more about how disability benefits affect each other.